According to information gathered by the ALFA Association (French Agency for the Fight against Insurance Fraud), nearly 360 million insurance frauds were reported in 2020, a considerable cost for insurance companies.
In the event of a claim, two types of fraud may come to light: deliberate claims or exaggeration of the consequences of an unintentional claim.
We provide our expertise in the field of fraud repression, both civil and criminal.
The dual nature of fraud requires precise knowledge and strict control of specific sanctions, whether civil or criminal (nullity of the insurance contract, refusal to cover the claim, implementation of the lapse of coverage stipulated in the contract, action for reimbursement of sums paid, etc.).
With its recognised experience in insurance law, Abeille offers its clients in-depth expertise and the assistance of a qualified team trained in the procedural mechanisms specific to this type of litigation.
All our lawyers specialising in fraud law are available to advise you in Marseille, Aix-en-Provence, Lyon, Montpellier, Nice, Nîmes and Paris.
Contractual loss of cover, nullity of the insurance contract, loss of premiums, exclusion, or refusal of cover: the penalties for insurance fraud are numerous.
Our lawyers can help you take legal action for misrepresentation of the risk covered; misrepresentation of the nature, causes, circumstances or consequences of the claim; fraudulent over-insurance; false, imagined, or simulated claims; non-existent, suspended or terminated contracts; or intentional or reckless misconduct on the part of the insured.
An insurer has been deceived into paying out more compensation than it owed to an insured party or has paid out compensation when it was not due. Our lawyers assist you in recovering the sums wrongly paid out through an action for recovery of undue payments or an action for unjust enrichment.
When the fraud constitutes a criminal offence, we also take part in the criminal proceedings, either by initiating the public prosecution (filing a simple complaint / filing a complaint with civil party status), or by joining it in order to put forward our clients’ arguments as a civil party.
